One of the critical parts of an individual’s total financial picture is health insurance. And while most of us have that through work, there will be a point in time where we will have to make decisions about health care in retirement. Even if you are retired now, there are decisions to make every year and we are here to walk you through the process. Our guest speaker Danny Cohen of John Hancock Investments is a holder of the National Social Security Advisor certificate. He has been with John Hancock for 19 years and a graduate of Concordia University in Montreal.